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Tel: 028 71 266738 Email:

Savings Savings

The purpose of the Credit Union is to promote thrift among its members and by the accumulation of their savings create for themselves a source of credit at a fair and reasonable rate of interest.

  • Regular savings will build up a substantial share capital for you and security for the future.
  • Your savings earn dividends which are paid annually.
  • All membersí savings are included in any free draw for savers which may be organised from time to time by your Credit Union.
  • Free life savings insurance is provided for all eligible members ( see Insurance.)
  • Your savings are guaranteed under the Savings Protection Scheme of the Irish League of Credit Unions.
  • As of the 1st of November 2016, the limit on shares is £15,000.  This is the combined maximum allowed in both your main account and your Easy Shares Account. 

Easy Shares Accounts

The current maximum limit for Easy Shares Accounts is £2500. To open an Easy Shares account, you must be a member of Derry Credit Union. Visit our Reception desk and bring with you your blue passbook and two forms of current id:  one photographic (passport or driver's license) and one showing your current permanent address such as an electric bill, for example. Terms and conditions apply.

Regular Savings

Here is how a regular Credit Union savings plan can help you to build up a substantial savings account.

Years£1 per week£5 per week

This table does not include dividends. Dividends earned on your savings increase the above totals.

Withdrawal of Savings

You may withdraw your credit union savings upon request.  However, the withdrawal of savings that are pledged as security against a loan must be referred to Credit Committee for approval. Ordinarily, pledged savings may not be withdrawn.

Members are encouraged to consider taking a loan to meet their needs, thereby keeping their savings (and the insurance they earn) intact.

Always seek advice from staff before withdrawal of savings.

Find Us here:
  • Derry Credit Union
  • Tel: 028 71 266738
  • Fax: 028 71 372144
  • Email:
  • Web:
Derry Credit Union LImited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 574104)