Membership
Membership Application
Our members make their money work for them! You can too when you become a member of Derry Credit Union.
Eligibility
To join Derry Credit Union, you must either live or work in either the BT47 or BT48 post code areas.
Online
Use our popular Member Onboarding service and apply using our mobile app. You can join from the comfort of home by securely uploading your ID.
We will email you a digital new member pack.
In person
Visit us at Abbey Street, Derry, or at 99 Main Street, Claudy, to collect a membership application card. After we receive your completed application card, we will invite you to a New Member Appointment where you will learn more about our services. receive your account number, and your six-digit PIN.
What You Need To Do
To qualify for membership, you must
Complete a membership application form
Provide current photographic ID and proof of current address
Pay our £1 joining fee
Lodge £5
Benefits of DCU Membership
Discover the Benefits of being a member of Derry Credit Union
Type of accounts
Have a question? Contact us!
Minors are children up to their 16th birthday. Minor Accounts are deposit accounts only and should be treated as a trust fund for the child.
- Children over age 7 attend the office and co-sign withdrawals.
- Maximum annual lodgment is £1,000, up to a maximum £5,000.
- At age 16, the child can follow the New Member process and transfer their savings to their new adult account; or they can close the account and withdraw their money.
To open a Minor Account: The account is opened by a parent named on the long-form birth or adoption certificate or a legal guardian, known as the ‘signing parent.’ The child’s long-form birth or adoption certificate must be presented to open the account.
Sometimes it is best for two members to hold a joint account.
The same share limits apply
- Both members named on the account are required to sign for loans and withdrawals
- The first member named on the account may attend our AGM and vote
- Death Benefit Insurance is paid on the first death only. Click here for more information [link to Death Benefit page]
- Should one of the named members die, the shares will transfer to the surviving member and the loan balance, if covered by Loan Protection Insurance, will be cleared.
To open a joint account, both individuals must follow the New Member process that applies to individuals. For more information, click here
