Standard Loan 12.68% APR
It's All About You
Members with the Standard Loan enjoy the interest rate rebate agreed at our AGM, making this popular loan even better value. The Standard Loan is available to all members.
Why a Standard Loan?
Discover some of the features that make the Standard Loan our most popular loan
Loan Calculator
Apply for a loan today with interest rates that suit you! Read the details about this loan product to ensure you are eligible.
Maximum Loan Term :
12.68%
12.68%
12.68%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative Example
Fair pricing from your local credit union!
Loan amount
£5,000
Interest rate - APR
12.68%
Loan term
3 years
Total interest
£977
Montly repayment
£166
Total cost of credit
£5,977
The loan process
Simple and convenient for youSimple and convenient for you
Step
1
Apply
Log into Online Banking and submit a loan appication
Step
2
Upload Documents
Provide the required documents for your loan application
Step
3
Sit back
Immediate decision or receive the decision by text message
Requirements
What you need to avail of our incredible offers
- Become a member at Derry CU
- Apply Online
- Give us your authority to complete an Experian credit check
- 3 months of bank statements
- Additional information such as bank statements may be needed
Ready to apply?
Apply online with our online loan application, over the phone by calling 028 7126 7474 or visit us in our Derry or Claudy office where a friendly members of staff will process your application.