Standard Loan 12.68% APR

It's All About You

Members with the Standard Loan enjoy the interest rate rebate agreed at our AGM, making this popular loan even better value. The Standard Loan is available to all members.

Why a Standard Loan?

Discover some of the features that make the Standard Loan our most popular loan

12.68% APR.

Must be repaid by your 85th birthday.

Interest rebate applies.

Apply in branch or online.

Flexible terms and repayments.

Loan Calculator

Apply for a loan today with interest rates that suit you! Read the details about this loan product to ensure you are eligible.

Maximum Loan Amount :
Maximum Loan Term :

£

Term

REPAYMENT FREQUENCY
£
APR
12.68%
Repayments
Total
£
APR
12.68%
Repayments
Total
£
APR
12.68%
Repayments
Total
£
APR
12.68%
Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Representative Example

Fair pricing from your local credit union!

Loan amount

£5,000

Interest rate - APR

12.68%

Loan term

3 years

Total interest

£977

Montly repayment

£166

Total cost of credit

£5,977

The loan process

Simple and convenient for youSimple and convenient for you

Step

1

Apply

Log into Online Banking and submit a loan appication

Step

2

Upload Documents

Provide the required documents for your loan application

Step

3

Sit back

Immediate decision or receive the decision by text message

Requirements

What you need to avail of our incredible offers

  • Become a member at Derry CU
  • Apply Online
  • Give us your authority to complete an Experian credit check
  • 3 months of bank statements
  • Additional information such as bank statements may be needed

Ready to apply?

Apply online with our online loan application, over the phone by calling 028 7126 7474 or visit us in our Derry or Claudy office where a friendly members of staff will process your application.